Medicare Plans & Guidance

Navigate Medicare with confidence. Expert guidance for Medicare Advantage, Supplements, and Part D prescription coverage.

Understanding Medicare

Medicare is federal health insurance for people 65 and older, and some younger people with disabilities. It has different parts that cover different types of healthcare services.

Part A (Hospital)

Covers hospital stays, skilled nursing, hospice care

Part B (Medical)

Covers doctor visits, outpatient care, medical equipment

Part C (Advantage)

All-in-one alternative to Original Medicare

Part D (Prescription)

Prescription drug coverage

Medicare Advantage vs Medicare Supplement

Medicare Advantage (Part C)

  • ✓ Replaces Original Medicare (Parts A & B)
  • ✓ Often includes prescription drug coverage
  • ✓ May include dental, vision, hearing aids
  • ✓ Typically lower monthly premiums
  • ✓ Provider networks and prior authorizations

Medicare Supplement (Medigap)

  • ✓ Works alongside Original Medicare
  • ✓ Helps pay Medicare deductibles and coinsurance
  • ✓ No provider networks - see any Medicare doctor
  • ✓ Guaranteed renewable
  • ✓ Separate Part D needed for prescriptions

Important Medicare Dates

1

Initial Enrollment Period

3 months before to 3 months after your 65th birthday

2

Annual Open Enrollment

October 15 - December 7 each year

3

Medicare Advantage Open Enrollment

January 1 - March 31 (for Advantage plan members)

Free Medicare Review

Let our licensed Medicare experts help you understand your options and find the right plan.

📞 Call (201) 249-1373📋 Free Consultation

Why Choose Us?

  • ✓ Licensed Medicare specialists
  • ✓ No cost for our services
  • ✓ Compare all available plans
  • ✓ Ongoing support and service
  • ✓ Help with enrollment
  • ✓ Annual plan reviews